How to Open an Al Rajhi Bank Account Online in Saudi Arabia (2026 Guide)

Open Al Rajhi Bank account online in Saudi Arabia with Iqama or Visitor ID. Step-by-step guide for expats, free Mada card, no branch visit needed.

Opening an Al Rajhi Bank account has become much easier with the bank’s mobile app. If you meet the eligibility requirements, you can complete the entire account opening process online without visiting a branch.

This guide explains the requirements and every step involved in opening an Al Rajhi Bank account through the official mobile application.

Requirements for Opening an Al Rajhi Bank Account Online

Before you begin, make sure you have the following:

A valid Iqama or National ID
An active Absher account with an updated Nafath account
A mobile number registered in your name or in the name of a first-degree relative
A registered National Address with Saudi Post (required for Iqama holders)

Step 1: Download the Al Rajhi Mobile App

Download and install the official Al Rajhi Bank mobile application from your device’s app store.

After installing the app:

Allow the app to access your location when prompted.
Open the app and tap Become a Member.

Step 2: Enter Your Basic Details

Enter the following information:

Mobile number
Iqama number

Read the terms and conditions, tick the required agreement boxes, and tap Next.

You will receive a one-time password (OTP) on your registered mobile number. Enter the OTP to verify your number.

Step 3: Fill in Your Personal Information

Provide your personal details, including:

Education level
Purpose of opening the account
Email address
Home country address

After completing the information, tap Next.

Step 4: Verify Your Identity Using Nafath

The app will redirect you to verify your identity through the Nafath app.

Complete the authentication process and return to the Al Rajhi app.

alrajhi_account_opening_nafath_verification

Step 5: Confirm Your National Address

Your registered National Address will be displayed.

Review the information carefully and confirm that it is correct.

Step 6: Enter Personal Information

Provide additional personal details, including:

Marital status (Married or Unmarried)
Country of birth
City of birth

Continue to the next step.

Step 7: Complete the Absher Identity Verification

Tap Get Absher Consent.

You will receive a notification from the Absher app.

Open the Absher app and sign in. A message stating that Al Rajhi Bank needs to verify your digital ID will appear.

Tap Accept and complete the verification using facial recognition or your fingerprint.

Once verification is complete, return to the Al Rajhi app.

Step 8: Provide Employment and Income Details

Enter your employment information, such as:

Employment status (for example, Private Sector)
Source of income (Salary)
Monthly salary
Additional income (Yes or No)
Expected monthly deposits
Expected monthly withdrawals

Tap Continue after completing the details.

Step 9: Add an Emergency Contact

Provide the details of a friend or family member, including:

Full name
Relationship
Mobile number

This information may be used as an additional contact if required.

Step 10: Create Your Internet Banking Login

Choose a username and password for Al Rajhi online banking.

Username Requirements

8 to 20 characters
Must contain both uppercase and lowercase letters
No spaces
No special characters
No repeated characters

Password Requirements

Minimum 8 characters
At least one uppercase letter
At least one lowercase letter
At least one number
No spaces
No special characters
No repeated characters

After creating your credentials, tap Confirm.

Step 11: Set Your ATM Card PIN

Choose any four-digit PIN for your debit card.

Enter the same PIN again to confirm it.

Step 12: Complete Phone Verification

The app will ask whether you want to receive an automated verification call immediately.

You can choose:

Confirm to receive the IVR call right away
Later to receive the call at another time

Answer the automated call and follow the voice instructions to complete the verification process.

Step 13: Receive Your New Account Details

Once verification is successful, the app will display your:

Account Name
Account number
IBAN
Other relevant details.

It is a good idea to save or take a screenshot of these details for future reference.

Step 14: Authenticate Your Account

Tap Authenticate My Account.

Accept the agreement and tap Submit Digital Signature.

Getting an Error?

If you see an error such as “Error received from backend”, don’t worry. Simply go back and in many cases, the issue resolves automatically.

Step 15: Verify Your Email Address

Tap Verify beside your email address.

Enter the OTP sent to your registered email to complete email verification.

Once verified, your Al Rajhi Bank account will be fully activated and ready to use.

How to Get a Physical Al Rajhi Debit Card

Although your account is ready for digital banking immediately, you can also obtain a physical debit card.

Simply visit the nearest Al Rajhi Self-Service Kiosk to print your debit card.

Final Thoughts

Opening an Al Rajhi Bank account online is a straightforward process that can be completed entirely through the mobile app. As long as you have an active Iqama, Absher, Nafath, and a registered National Address, you can create your account without visiting a branch.

After completing identity verification, setting up your online banking credentials, and verifying your email, your account will be ready for transfers, salary deposits, online banking, and other banking services.